Interest Rate
Saadiq PKR Current Account
- Non-profit bearing
Saadiq Sahulat Online Account
- Non-profit bearing
Foreign Currency Account
- US$ / GBP / EUR 2,000, JPY 200,000, CNY 5000.
Current Pensioners Account
- No minimum balance required
Asaan Account
- No minimum balance required
Rupee Current Account
- Not applicable
Business Banking Current Account
- Not applicable
Xtra Mile Current Account
- Not applicable
Saadiq Foreign Currency Account
- No Changes on Low Balance.
Features
Saadiq PKR Current Account
- Shariah-compliant Islamic current account
- Unlimited transactions (deposits and withdrawals)
- First free debit card issuance
- Free email and SMS alerts
- 24/7 access through SC Mobile and Internet Banking
- Free eStatements
- Payroll account facility for salary and savings in a Shariah-compliant account
Saadiq Sahulat Online Account
- Shariah-compliant Islamic current account based on the concept of Qard
- Unlimited transactions (deposits and withdrawals)
- 24/7 access through SC Mobile and Internet Banking
- Free eStatements
- Free email and SMS alerts
Foreign Currency Account
- Only withdrawn by cheque / No ATM withdrawals
- Available in multiple foreign currencies
- 24/7 access via online banking & SC Mobile app
- Free bill payments via online and mobile banking
Current Pensioners Account
- 24/7 access via online banking and SC Mobile app
- Free bill payment via online and mobile banking
Asaan Account
- Free e-statements; 24/7 access via online banking and SC mobile app
- Free bill payment via online and mobile
Rupee Current Account
- Unlimited withdrawals and deposits; free eStatements (daily, weekly, or monthly); 24/7 access via online banking and SC Mobile app; free bill payment via online and mobile banking
Business Banking Current Account
- Unlimited transactions, online banking, corporate debit card
Xtra Mile Current Account
- Cashback on fuel transactions, unlimited withdrawals, online banking
Saadiq Foreign Currency Account
- Shariah-compliant foreign currency savings, no Riba (interest), access to multiple currencies
- Email & SMS Alerts.
- Accessible through SC Mobile & Internet Banking.
Eligibility Criteria
Saadiq PKR Current Account
- Pakistani nationals only , over 18 year
Saadiq Sahulat Online Account
- Pakistani nationals only , over 18 year
Foreign Currency Account
- Not specified
Current Pensioners Account
- Pakistani nationals only , over 18 year and for further detail visit bank website
Asaan Account
- Pakistani nationality; Age 18 years and above; Proof of residence; Employer confirmation letter/ward executive letter; Photo (selfie)
Rupee Current Account
- Individuals aged 18 and above with a valid CNIC
Business Banking Current Account
- 1 FOR SOL PROPS : NTN, Sole declaration on Letter Head , Bio metric, CNIC , cheque 500
2 For Partnership : Partner ship Deed – attested
Xtra Mile Current Account
- Individuals aged 18 and above with a valid CNIC
Saadiq Foreign Currency Account
- Individuals aged 18 and above with a valid CNIC , Individuals and businesses meeting SC’s criteria
Benefits
Saadiq PKR Current Account
- Zero balance account
- Convenient digital access for banking needs
- Real-time transaction alerts
- Hassle-free salary management
Saadiq Sahulat Online Account
- Zero balance account with no additional charges
- Convenient digital access for banking needs
- Real-time transaction alerts
Foreign Currency Account
- Manage foreign currency funds efficiently
- Convenient online access for transactions
- Smooth bill payments
Current Pensioners Account
- Convenient management of pension funds
- Hassle-free bill payments
Asaan Account
- Convenient account opening with minimal documentation; No minimum balance requirement; Access to a reliable country-wide ATM network
Rupee Current Account
- No minimum balance requirement; convenient access to funds; reliable nationwide ATM network; easy management of daily transactions and business needs
Business Banking Current Account
- No transaction limits, easy cash flow management, secure banking
Xtra Mile Current Account
- Earn cashback on fuel spending, 24/7 access to funds, secure transactions
Saadiq Foreign Currency Account
- Secure international transactions, profit-sharing model
FOR MORE INFORMATION
- Account is based on Qard, where the depositor lends funds to the bank to invest in Shariah-compliant avenues with the freedom to withdraw funds at any time
- All other services will be charged as per the prevailing Schedule of Charges
- Contact the bank for further details
- For the most current and comprehensive details, please visit Standard Chartered Pakistan’s official website or contact their customer service directly.
- Proof of residence can include electricity bill, water bill, or tenancy agreement addressed in your name.
- Initial deposit and minimum average balance requirement is PKR 100,000.
Business Banking Current Account
- Tailored for SMEs and corporate clients
- Suitable for frequent travelers and individuals with high fuel expenses