Interest Rate

Current Account - Not applicable (as it's a non-interest-bearing account)
Dollar Current Account - Not applicable (as it's a non-interest-bearing account)
Euro Account - Not applicable (as it's a non-interest-bearing account)
Pound Account - No minimum balance requirement

Feature

Current Account 

  • No charges on first issuance of Debit Card (choice of VISA Classic, VISA Gold, Mastercard Classic, or PayPak Card)
  • No charges on first-time SMS Alerts subscription.
  • No charges on Cheque Book issuance.
  • Free Pay Orders. 
  • Free Online Banking.
  • Free Internet Banking.
  • Free E-Statements.
  • Free Digital Transaction Alerts.
  • No restrictions on withdrawals or number of transactions.
  • No deductions on low balance

Dollar Account 

  • No charges on first issuance of Debit Card (choice of VISA Classic, VISA Gold, Mastercard Classic, or PayPak Card)
  • No charges on first-time SMS Alerts subscription.
  • No charges on Cheque Book issuance.
  • Free Pay Orders. 
  • Free Online Banking.
  • Free Internet Banking.
  • Free E-Statements.
  • Free Digital Transaction Alerts.
  • No restrictions on withdrawals or number of transactions.
  • No deductions on low balance

Euro Account 

  • No charges on first issuance of Debit Card (choice of VISA Classic, VISA Gold, Mastercard Classic, or PayPak Card)
  • No charges on first-time SMS Alerts subscription.
  • No charges on Cheque Book issuance.
  • Free Pay Orders. 
  • Free Online Banking.
  • Free Internet Banking.
  • Free E-Statements.
  • Free Digital Transaction Alerts.
  • No restrictions on withdrawals or number of transactions.
  • No deductions on low balance

Pound Account 

  • No charges on first issuance of Debit Card (choice of VISA Classic, VISA Gold, Mastercard Classic, or PayPak Card)
  • No charges on first-time SMS Alerts subscription.
  • No charges on Cheque Book issuance.
  • Free Pay Orders. 
  • Free Online Banking.
  • Free Internet Banking.
  • Free E-Statements.
  • Free Digital Transaction Alerts.
  • No restrictions on withdrawals or number of transactions.
  • No deductions on low balance

Eligibility Criteria

Current Account 

  • Individuals
  • Sole-Proprietorships
  • Partnerships
  • Limited Companies
  • Freelancers (with satisfactory proof of income)

Dollar Current Account 

  • Individuals and corporate clients seeking to manage funds in US Dollars

Euro Current Account 

  • Individuals and corporate clients seeking to manage funds in US Dollars

Pound Current Account 

  • Individuals and corporate clients seeking to manage funds in US Dollars

Benefits

Current Account 

  • Access to a Riba-free account
  • Multiple free banking services
  • Flexibility with no transaction limits
  • Assurance of Shariah-compliant banking practices

Dollar Current Account 

  • Secure and Shariah-compliant dollar account
  • Facilitates international transactions and remittances
  • No penalties for maintaining low balances
  • Ideal for diversifying investments against currency fluctuations

Euro Current Account 

  • Secure and Shariah-compliant euro account
  • Facilitates international transactions and remittances
  • No penalties for maintaining low balances
  • Ideal for diversifying investments against currency fluctuations

Pound Current Account 

  • Secure and Shariah-compliant pound account.
  • Facilitates international transactions and remittances.
  • No penalties for maintaining low balances.
  • Ideal for diversifying investments against currency fluctuations