Interest Rate

Alfalah Islamic Asaan Remittance Current Account

  • Non-remunerative (no interest/profit)

Alfalah Islamic Freelancer Digital Current Account

  • No minimum balance requirement

Alfalah Islamic Asaan Digital Remittance Current Account

  • No minimum balance requirement

Alfalah Islamic Asaan Digital Current Account

  • Non-remunerative (current account)

Alfalah Islamic Foreign Currency Current Account

  • No minimum or maximum balance requirement

Falah Islamic Current Account

  • Non-remunerative (current account)

Alfalah Islamic Asaan Current Account

  • No minimum balance requirement

Alfalah Islamic Business Way and Payroll Account

  • Profit-bearing multiple tier account; profit calculated on daily balance and disbursed monthly

Feature

Alfalah Islamic Asaan Remittance Current Account

  • 1. Cash withdrawal and fund transfer limit of up to PKR 500,000 per day, 2. Local credits allowed up to PKR 1,000,000 per month, 3. Maximum credit balance of PKR 3,000,000 ,4. No commercial remittances allowed

Alfalah Islamic Freelancer Digital Current Account

  • 1. Primary FDA account in PKR with concurrent Exporters’ Special Foreign Currency Account (ESFCA) in USD.
    2. Freelancers can retain up to USD 5,000 per month or 50% of export proceeds, whichever is higher, in ESFCA.
    3. ESFCA funds can be converted into PKR upon request.
    4. ESFCA balances can be used for personal and work-related payments (e.g., digital services, marketing, subscriptions, certifications, studies) without SBP approval.
    5. Issuance of Bank Alfalah Debit Card for both PKR and FCY accounts.
    6. Issuance of Cheque Book (only for PKR accounts).
    7. Free SMS alerts on all ADC transactions.
    8. Free E-statements.

Alfalah Islamic Asaan Digital Remittance Current Account

  • 1. Maximum credit balance limit of PKR 3,000,000
    2. Cash withdrawal limit of PKR 500,000 per day
    3. Fund transfer limit of PKR 500,000 per day from ADRA to any other account
    4. Local credits allowed up to PKR 1,000,000 per month
    5. No commercial remittances allowed

Alfalah Islamic Asaan Digital Current Account

  • 1. Maximum credit balance limit: PKR 1,000,000
    2. Monthly debit limit: PKR 1,000,000

Alfalah Islamic Foreign Currency Current Account

  • 1. Account can be opened in US Dollar, Pound Sterling, or Euro
    2. No restriction on deposit and withdrawal transactions

Falah Islamic Current Account

  • No minimum or maximum balance requirement

Alfalah Islamic Asaan Current Account

  • Monthly cash deposit/withdrawal limit: PKR 1,000,000

Alfalah Islamic Business Way and Payroll Account

  • 1. Option to choose between a deposit account or a payroll account
    2. Payroll account offers free services to employees

Eligibility Criteria

Alfalah Islamic Asaan Remittance Current Account

  • Available for all Pakistani Nationals with a valid CNIC/NICOP/SNIC

Alfalah Islamic Freelancer Digital Current Account

  • All individuals, resident in Pakistan, engaged in provision of any digital/online services, including IT and IT related services against which payments are received from outside Pakistan

Alfalah Islamic Asaan Digital Remittance Current Account

  • All Pakistani Nationals with valid CNIC/NICOP/SNIC

Alfalah Islamic Asaan Digital Current Account

  • All Resident Pakistanis

Alfalah Islamic Foreign Currency Current Account

  • All Pakistani Nationals with valid CNIC/NICOP/SNIC

Falah Islamic Current Account

  • Resident Pakistani Nationals with valid ID proof and declaration of source of income

Alfalah Islamic Asaan Current Account

  • All Pakistani Nationals with valid CNIC/NICOP/SNIC

Alfalah Islamic Business Way and Payroll Account

  • Deposit Account: All Pakistani nationals with valid CNIC/NICOP/SNIC
    Payroll Account: Companies can open for their employees

Benefits​

Alfalah Islamic Asaan Remittance Current Account

  • 1. Free first chequebook
    2. Free online banking nationwide
    3. Free e-statements
    4. SMS alerts on every transaction
    5. Complimentary account statement semi-annually

Alfalah Islamic Freelancer Digital Current Account

  • 1. Convenient online account opening via RAPID portal.
    2. Ability to hold and manage foreign currency earnings.
    3. Flexibility in converting foreign currency to PKR.
    4. Seamless financial transactions with free digital banking services.

Alfalah Islamic Asaan Digital Remittance Current Account

  • 1. Free first chequebook
    2. Free online banking nationwide
    3. Free e-statements
    4. SMS alerts on every transaction
    5. Complimentary account statement semi-annually

Alfalah Islamic Asaan Digital Current Account

  • 1. Hassle-free digital account opening through RAPID with minimal documentation
    2. No initial deposit required

Alfalah Islamic Foreign Currency Current Account

  • 1. Facilitates management of foreign currency transactions with security, ease, and convenience

Falah Islamic Current Account

  • 1. VISA Debit/ATM Card issuance
    2. Free first chequebook
    3. Free online banking nationwide
    4. Free e-statements
    5. SMS alerts on every transaction
    6. Complimentary account statement semi-annually

Alfalah Islamic Asaan Current Account

  • VISA Debit/ATM Card accepted at over 30 million outlets and more than 2 million ATMs worldwide
    Free first chequebook
    Free online banking nationwide
    Free e-statements
    SMS alert on every transaction
    Complimentary account statement semi-annually

Alfalah Islamic Business Way and Payroll Account

  • 1. Simplified payroll process with on-site account opening for employees
  • 2. Facilitates efficient salary disbursements
  • 3. Profit-earning potential on deposits

FOR MORE INFORMATION

Alfalah Islamic Asaan Remittance Current Account

  • VISA Debit/ATM Card issuance as per Schedule of Charges

Alfalah Islamic Freelancer Digital Current Account

  • For detailed information, refer to the Key Fact Sheet and Schedule of Charges available on Bank Alfalah’s official website.

Alfalah Islamic Asaan Digital Remittance Current Account

  • For detailed information, refer to the Key Fact Sheet and Schedule of Charges available on Bank Alfalah’s official website.

Alfalah Islamic Asaan Digital Current Account

  • For detailed information, refer to the Key Fact Statement and Schedule of Charges available on Bank Alfalah’s official website.

Alfalah Islamic Foreign Currency Current Account

  • For detailed information, refer to the Key Fact Sheet and Schedule of Charges available on Bank Alfalah’s official website.

Falah Islamic Current Account

  • For detailed information, refer to the Key Fact Statement and Schedule of Charges available on Bank Alfalah’s official website.

Alfalah Islamic Asaan Current Account

  • For detailed information, refer to the Key Fact Statement and Schedule of Charges available on Bank Alfalah’s official website.

Alfalah Islamic Business Way and Payroll Account

  • For detailed information, refer to the Key Fact Statement and Schedule of Charges available on Bank Alfalah’s official website.