Historical profit Rate

Aitemaad Term Deposit Certificate

  • As per declared profit rates

Aitemaad Institutional Deposit 

  • As per declared profit rates

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits 

  • As per declared profit rates

Investment Periods

Aitemaad Term Deposit Certificate

  • 1 Month, 2 Months, 3 Months, 6 Months, 1 Year to 5 Years

Aitemaad Institutional Deposit 

  • No fixed period (saving account)

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits

  • No fixed period

Profit Payment Options​

Aitemaad Term Deposit Certificate

  • Monthly & On Maturity

Aitemaad Institutional Deposit 

  • Monthly

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits

  • Monthly

Eligibility Criteria

Aitemaad Term Deposit Certificate

  • Available for Individuals, Sole Proprietors, Minors, Partnerships, Companies, NGOs, Trusts, Government Offices

Aitemaad Institutional Deposit 

  • Available for Islamic Financial Institutions (IFIs), including full-fledged Islamic Banks and Islamic Banking Windows of Conventional Banks

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits

  • Available for Non-Banking Financial Institutions (NBFIs) such as Asset Management Companies, Mudharabah Companies, Islamic Funds, Takaful Companies, Life Insurance

Features​

Aitemaad Term Deposit Certificate

  • Based on Mudharabah
  • Daily product profit calculation
  • No withdrawal restrictions
  • No overdraft allowed, Includes facilities like Cheque Book

Aitemaad Institutional Deposit 

  • Based on Mudharabah
  • Daily product profit calculation
  • No withdrawal restrictions
  • No overdraft allowed, Includes facilities like Cheque Book
  • Pay Order
  • Demand Draft
  • Statement of Account

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits

  • Based on Mudharabah, Daily product profit calculation
  • No withdrawal restrictions
  • No overdraft allowed
  • Includes facilities like Cheque Book
  • Pay Order
  • Demand Draft
  • Statement of Account

Benefits

Aitemaad Term Deposit Certificate

  • Secure Shariah-compliant investment, Multiple tenors, Flexible profit payout

Aitemaad Institutional Deposit 

  • Riba-free 
  • Secure Shariah-compliant institutional deposit, Flexible withdrawals
  • Regular profit payments

Aitemaad Institutional Deposit-non banking financial Institutions (NBFIs)(Basic Features and Benefits

  • Secure Shariah-compliant institutional deposit
  • Flexible withdrawals
  • Regular profit payments

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