Historical profit Rate

Barkat Investment Certificate

  • Based on Shariah-approved weightages

Investment Certificate

  • Based on Shariah-approved weightages

Life Plus Investment Certificate

  • Based on Shariah-approved weightages

Investment Periods

Barkat Investment Certificate

  • Local Currency: 1 Month, 3 Months, 6 Months, 1 Year, 2 Years, 3 Years, 5 Years
    Foreign Currencies: 1 Month, 3 Months, 6 Months, 1 Year

Investment Certificate 

  • 1 year

Life Plus Investment Certificate

  • 1 year

Profit Payment Options​

Barkat Investment Certificate

  • Monthly, Quarterly, Half-Yearly, Yearly, or at Maturity (Local Currency)
    Maturity (Foreign Currencies)

Investment Certificate

  • Monthly or Maturity

Life Plus Investment Certificate

  • Monthly or Maturity

Eligibility Criteria

Barkat Investment Certificate

  • Suitable for Individuals and Non-Individuals

Investment Certificate

  • Suitable for Individu als and Non-Individuals

Life Plus Investment Certificate

  • Suitable for Individuals aged 55yrs and above

Features​

Barkat Investment Certificate

  • Mudarabah-based.
  • Automatic renewal option.
  • Premature withdrawal: Available at the nearest completed tenure rate.

Investment Certificate

  •  Shariah-compliant: Profits earned through Islamic financing modes (Ijarah, Murabaha, Musharakah).
  • Automatic renewal option.
  • Premature withdrawal: Available at the nearest completed tenure rate

Life Plus Investment Certificate

  • Shariah-compliant: Profits earned through Islamic financing modes (Ijarah, Murabaha, Musharakah).
  • Automatic renewal option.
  • Premature withdrawal: Available at the nearest completed tenure rate.

Benefits

Barkat Investment Certificate

  • Consistent monthly returns: Aimed at meeting financial goals with competitive returns.
  • Shariah-compliant: Profits earned through Islamic modes of financing like Ijarah, Murabaha, Musharakah, etc.

Investment Certificate

  •  Attractive halal profits: Halal investment with competitive returns.
  • Stable investment: Profits shared between the bank (Mudarib) and the customer (Rabb-ul-Maal).

Life Plus Investment Certificate

  • Attractive halal profits: Designed specifically for senior citizens and vulnerable groups.
  • Peace of mind and financial security: Investment opportunity tailored for a secure future

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