Mera Pakistan Mera Ghar
Type
- Home financing
Payment Structure
- Monthly installments, with flexible terms of up to 20 years depending on the financial profile and property involved
Eligibilty
- Pakistani citizens aged between 21-65 years, with a stable monthly income or business revenue; ownership of the property being financed
Compliance
- Shariah-compliant, adhering to Islamic banking principles of risk-sharing and prohibition of interest.
UBL Ameen Drive Car Financing
Type
- Vehicle Financing
Payment Structure
- Flexible monthly installments based on the tenure, with up to 7 years for new cars and up to 5 years for used cars.
Eligibilty
- Pakistani citizens aged between 21 and 60 years, with a minimum monthly income of PKR 25,000.
Compliance
- Fully adheres to Shariah law, providing interest-free financing options in accordance with Islamic principles.
UBL Ameen LCV
Type
- Commercial Vehicle Financing
Payment Structure
- Monthly installment repayments over 3 to 5 years, depending on the vehicle’s cost and the business income.
Eligibilty
- Business owners with at least 1 year of operations, providing financial statements to demonstrate stable income.
Compliance
- Shariah-compliant through Islamic finance principles, including prohibition of interest.
UBL Ameen Corporate Banking
Type
- Corporate Financing (including working capital loans, trade finance, and term loans)
Payment Structure
- Custom repayment schedules based on the business’s cash flow and financial standing.
Eligibilty
- Corporates and SMEs with at least 2 years of operational history, required to submit financial statements and business plans.
Compliance
- All corporate financing products are in line with Islamic banking principles, focusing on risk-sharing and interest-free solutions.