Feature

Islamic Khair Current Account 

  • Free chequebook issuance.
  • Free pay order facility.
  • Free One Touch banking facility.
  • Free e-statement facility.
  • Free internet banking service. 
  • Free mobile banking application.
  • Debit card availability. 
  • Safe deposit lockers (subject to availability). 
  • Inter Bank Funds Transfer (IBFT) facility. 
  • Access to the entire online branch network. 
  • Access to all ATMs throughout Pakistan. 
  • 24/7 Phone Banking through 111-ISLAMI (475-264) or 111-BIP (247)-111

Islamic Current Account 

  • Joint account facility up to four holders. 
  • Access to the entire online branch network. 
  • BankIslami PayPak Debit Card. 
  • Access to all ATMs linked to MNET and 1Link throughout Pakistan. 
  • InterBank Funds Transfer (IBFT) facility through ATM. 
  • Facility of making instant payments at Orix terminals for grocery, fuel, dining, and other purchases. 
  • Free internet banking service 24/7 phone banking through 111-ISLAMI (475-264) or 111-BIP (247)-111. 
  • Personalized service from Customer Relationship Officers. 
  • Free account statement facility. 
  • Hold mail and stop payment facility. 
  • Safe deposit lockers (subject to availability

Eligibility Criteria

Islamic Khair Current Account 

  • Individuals (Salaried and Self-employed)
  • Joint Account Holders
  • Sole Proprietorships
  • Partnerships
  • Limited Companies
  • NGOs, Trusts, and other entities

Islamic Current Account 

  • Individuals (Salaried and Self-employed)
  • Joint Account Holders (up to four)
  • Sole Proprietorships
  • Partnerships
  • Limited Companies
  • NGOs, Trusts, and other entities

Benefits

Islamic Khair Current Account 

  • Shariah-compliant account based on the Islamic principle of Qard. 
  • Bank contributes 1% p.a. of the average six-month deposit to charitable institutions biannually, without any deduction from the customer’s account.
  • Facilitates easy and free-of-cost banking transactions. 
  • Provides a sense of contribution to charitable causes without financial impact on the depositor

Islamic Current Account 

  • Shariah-compliant account based on the Islamic principle of Qard. 
  • Funds are invested in halal business ventures. 
  • Full control over funds with unlimited access. 
  • Convenient and secure inter-city transactions. 
  • No penalties for maintaining low balances. 
  • Ideal for frequent transactions for personal or business expenses

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